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• Collection of Information: We collect personally identifiable information, like names, postal addresses, email addresses, etc., when voluntarily submitted by our visitors. The information you provide is used to fulfill your specific request and future marketing. This information is only used to fulfill your requests/orders, and keep you informed of specials from time to time. We will not sell or grant permission of your information to anyone unless you are interested in their services and request or grant permission for others to contact you.
• Cookie/Tracking Technology: paynesvilleareainsurance.com (Dombrovski Insurance Agency, LLC) may use cookie and tracking technology. Cookie and tracking technology are useful for gathering information such as browser type and operating system, tracking the number of visitors to the Site, and understanding how visitors use the Site. Cookies can also help customize the Site for visitors. Personal information cannot be collected via cookies and other tracking technology, however, if you previously provided personally identifiable information, cookies may be tied to such information. Aggregate cookie and tracking information may be shared with third parties.
• Distribution of Information: paynesvilleareainsurance.com (Dombrovski Insurance Agency, LLC) may share information with governmental agencies or other companies assisting us in fraud prevention or investigation. We may do so when: (1) permitted or required by law; or, (2) trying to protect against or prevent actual or potential fraud or unauthorized transactions; or, (3) investigating fraud which has already taken place. The information is NOT provided to these companies for marketing purposes.
• Commitment to Data Security: Your personally identifiable information is kept secure. Only authorized employees, agents and agree mentors (who have agreed to keep information secure and confidential) have access to this information.
• We reserve the right to make changes to this policy. Any changes to this policy will be posted.
• Cookies Policy
TYPES OF COOKIES
The following types of cookies may be used when you visit the Site:
Advertising cookies are placed on your computer by advertisers and ad servers in order to display advertisements that are most likely to be of interest to you. These cookies allow advertisers and ad servers to gather information about your visits to the Site and other websites, alternate the ads sent to a specific computer, and track how often an ad has been viewed and by whom. These cookies are linked to a computer and do not gather any personal information about you.
Analytics cookies monitor how users reached the Site, and how they interact with and move around once on the Site. These cookies let us know what features on the Site are working the best and what features on the Site can be improved.
Our cookies are "first-party cookies", and can be either permanent or temporary. These are necessary cookies, without which the Site won't work properly or be able to provide certain features and functionalities. Some of these may be manually disabled in your browser, but may affect the functionality of the Site.
Personalization cookies are used to recognize repeat visitors to the Site. We use these cookies to record your browsing history, the pages you have visited, and your settings and preferences each time you visit the Site.
Security cookies help identify and prevent security risks. We use these cookies to authenticate users and protect user data from unauthorized parties.
Site Management Cookies
Site management cookies are used to maintain your identity or session on the Site so that you are not logged off unexpectedly, and any information you enter is retained from page to page. These cookies cannot be turned off individually, but you can disable all cookies in your browser.
Third-party cookies may be place on your computer when you visit the Site by companies that run certain services we offer. These cookies allow the third parties to gather and track certain information about you. These cookies can be manually disabled in your browser.
CONTROL OF COOKIES
Most browsers are set to accept cookies by default. However, you can remove or reject cookies in your browser's settings. Please be aware that such action could affect the availability and functionality of the Site.
For more information on how to control cookies, check your browser or device's settings for how you can control or reject cookies. You can search Google for your device if necessary.
In addition, you may opt-out of some third-party cookies through the Network Advertising Initiative's Opt-Out Tool.
OTHER TRACKING TECHNOLOGIES
In addition to cookies, we may use web beacons, pixel tags, and other tracking technologies on the Site to help customize the Site and improve your experience. A "web beacon" or "pixel tag" is tiny object or image embedded in a web page or email. They are used to track the number of users who have visited particular pages and viewed emails, and acquire other statistical data. They collect only a limited set of data, such as a cookie number, time and date of page or email view, and a description of the page or email on which they reside. Web beacons and pixel tags cannot be declined. However, you can limit their use by controlling the cookies that interact with them.
• Terms & Conditions of UseConditions of Use
The following Terms and Conditions apply to the use of this Web site as well as all transactions conducted through the site.
• All content appearing on this Web site is the property of: paynesvilleareainsurance.com (Dombrovski Insurance Agency, LLC) - Dombrovski Insurance Agency, LLC.
Copyright © 2020 Dombrovski Insurance Agency, LLC. All rights reserved.
As a user, you are authorized only to view, copy, print, and distribute documents on this Web site so long as (1) the document is used for informational purposes only, and (2) any copy of the document (or portion thereof) includes the following copyright notice: Copyright © 2020 Dombrovski Insurance Agency, LLC. All rights reserved.
Every element and item on this site is protected by international copyright laws, and all rights are reserved by Dombrovski Insurance Agency, LLC, paynesvilleareainsurance.com (Dombrovski Insurance Agency, LLC) and its affiliates. The information presented here may not, under any circumstances, be resold or redistributed in any form for compensation of any kind without prior written permission from Dombrovski Insurance Agency, LLC or paynesvilleareainsurance.com (Dombrovski Insurance Agency, LLC). It is intended only for the personal use of its audience and cannot be recreated, remixed or used without written permission from the sites owner or affiliates.
• Use Of Site
This site may contain other proprietary notices and copyright information, the terms of which must be observed and followed. Information on this site may contain technical inaccuracies or typographical errors. Information, including product pricing and availability, may be changed or updated without notice. paynesvilleareainsurance.com (Dombrovski Insurance Agency, LLC) and its subsidiaries reserve the right to refuse service, terminate accounts, and/or cancel orders in its discretion, including, without limitation, if paynesvilleareainsurance.com (Dombrovski Insurance Agency, LLC) believes that customer conduct violates applicable law or is harmful to the interests of paynesvilleareainsurance.com (Dombrovski Insurance Agency, LLC) and its subsidiaries.
• Shipping & Delivery
At this time, paynesvilleareainsurance.com (Dombrovski Insurance Agency, LLC) ships merchandise, travels to and provides services only to locations within the continental United States and not to international locations through this site. Nor does paynesvilleareainsurance.com (Dombrovski Insurance Agency, LLC) ship to, travel to or provide services to Alaska, Hawaii, Puerto Rico, Guam or the US Virgin Islands through this site.
• Sales Tax
paynesvilleareainsurance.com (Dombrovski Insurance Agency, LLC) does NOT charge sales tax on it's services.
The Content included in this Web site has been compiled from a variety of sources and is subject to change without notice as are any products, programs, offerings, or technical information described in this Web site. paynesvilleareainsurance.com (Dombrovski Insurance Agency, LLC) makes no representation or warranty whatsoever regarding the completeness, quality, or adequacy of the Web site or Content, or the suitability, functionality, or operation of this Web site or its Content. By using this Web site, you assume the risk that the Content on this Web site may be inaccurate, incomplete, offensive, or may not meet your needs and requirements. paynesvilleareainsurance.com (Dombrovski Insurance Agency, LLC) SPECIFICALLY DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION THE WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NONINFRINGEMENT WITH RESPECT TO THESE WEB PAGES AND CONTENT. IN NO EVENT WILL paynesvilleareainsurance.com (Dombrovski Insurance Agency, LLC) BE LIABLE FOR ANY SPECIAL, INDIRECT, INCIDENTAL, OR CONSEQUENTIAL DAMAGES EVEN IF COMPANY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
-- OR Depending on State --
The information and content on this server is provided as is with no warranty of any kind, either express or implied, including but not limited to the implied warranties of merchantability, fitness for a particular purpose, and non-infringement. Any warranty that is provided in connection with any of the products and services described on this Web site is provided by the advertiser or manufacturer only, and not by paynesvilleareainsurance.com (Dombrovski Insurance Agency, LLC).
The references and descriptions of products or services within the Web site materials are provided as is without any warranty of any kind, either express or implied. paynesvilleareainsurance.com (Dombrovski Insurance Agency, LLC) is not liable for any damages, including any consequential damages, of any kind that may result to the user from the use of the materials on this Web site or of any of the products or services described hereon.
The descriptions of, and references to, products, services and companies on this Web site are the sole responsibility of the companies providing the information advertisers, and not paynesvilleareainsurance.com (Dombrovski Insurance Agency, LLC).
The inclusion of material on this server does not imply any endorsement by paynesvilleareainsurance.com (Dombrovski Insurance Agency, LLC), which makes no warranty of any kind with respect to the subject matter of the server materials advertised.
A possibility exists that the server materials could include inaccuracies or errors. Additionally, a possibility exists that unauthorized additions, deletions, and alterations could be made by third parties to the server materials. Although paynesvilleareainsurance.com (Dombrovski Insurance Agency, LLC) tries to ensure the integrity and the accurateness of the server materials, it makes no guarantees about their correctness or accuracy. Before relying on any representation made in any of the server materials, check with the advertiser of the product or service to ensure that the information you are relying upon is correct.
CERTAIN STATE LAWS DO NOT ALLOW LIMITATIONS ON IMPLIED WARRANTIES OR THE EXCLUSION OR LIMITATION OF CERTAIN DAMAGES. IF THESE LAWS APPLY TO YOU, SOME OR ALL OF THE ABOVE DISCLAIMERS, EXCLUSIONS, OR LIMITATIONS MAY NOT APPLY TO YOU, AND YOU MIGHT HAVE ADDITIONAL RIGHTS.
**************** THE LAWS OF MINNESOTA APPLY TO ANY DISPUTE AND THE STEARNS COUNTY COURTHOUSE HAS JURISDICTION OVER ANY DISPUTES
• Refund Policy - paynesvilleareainsurance.com (Dombrovski Insurance Agency, LLC) reserves the right to change its payment procedures at any time without prior notice to you. We do NOT allow refunds for any goods provided unless it is faulty from the factory.
VOID WHERE PROHIBITED: Although the information on this Web site is accessible worldwide, not all products or services discussed in this Web site are available to all persons or in all geographic locations or jurisdictions. paynesvilleareainsurance.com (Dombrovski Insurance Agency, LLC) and the advertisers each reserve the right to limit the provision of their products or services to any person, geographic area, or jurisdiction they so desire and to limit the quantities of any products or services that they provide. Any offer for any product or service made in the materials on this Web site is void where prohibited.
GOVERNING LAW: In the event of litigation both parties agree that the Law of the State of business registration of paynesvilleareainsurance.com (Dombrovski Insurance Agency, LLC) shall apply and both parties shall consent to the jurisdiction of said States courts, or in the event of diversity of citizenship, the United States District Court for the District. Both parties expressly waive a trial by jury.
MISCELLANEOUS: The Terms and Conditions constitute the entire agreement between you and paynesvilleareainsurance.com (Dombrovski Insurance Agency, LLC) with respect to this Web site. The Terms and Conditions supercede all prior or contemporaneous communications and proposals, whether electronic, oral or written between you and paynesvilleareainsurance.com (Dombrovski Insurance Agency, LLC) with respect to this Web site. No modification of the Terms and Conditions shall be effective unless it is authorized by paynesvilleareainsurance.com (Dombrovski Insurance Agency, LLC). If any provision of the Terms and Conditions is found to be contrary to law, then such provisions shall be constructed in a manner to closely reflect, as much as possible, the intentions of the parties, with the other provisions remaining in full force and effect.
If you have questions or comments about any of these policies or terms, please contact us.