About the Dombrovski Insurance Agency, LLC
Family owned since 1987.
Dombrovski Insurance Agency was established in 1987 by Keith Dombrovski as a
captive agent for Farmers Insurance, and later developed into an Independent
Agency to better service client’s needs.
With the start of the agency, Keith’s focus began with farm, crop, and health insurance.
Keith’s wife Mary joined the Agency in 1992. Mary is licensed in all lines of insurance since 1994 and services health insurance for Dombrovski Insurance Agency; with a focus on Medicare clients.
Chris Dombrovski joined the agency 2003. With a Sales and Marketing degree. Chris is licensed in Property, Casualty, and Life Insurance. He purchased the Property Casualty business in 2013. Chris maintains the Property Casualty Insurance by actively selling and servicing. In 2019, with the retirement of Keith, Chris purchased the Life and Health Insurance side of the business.
As a locally/family owned and operated insurance agency Dombrovski Insurance
Agency is committed to providing quality insurance products for individuals
and businesses. We combine our strong insurance background and product
knowledge to ensure our clients are protected.
Meet Our Staff

Chris Dombrovski
Chris is the owner of Dombrovski Insurance Agency since 2013 and licensed agent since 2003. He specializes in Property and Casualty Insurance. Chris resides in Paynesville with is wife Krista and their son Tyler.
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Mary Dombrovski
Mary has been a licensed Insurance agent
with Dombrovski Insurance Agency since 1994. She is licensed in all lines of
Insurance and specializes in Medicare Health Insurance. She resides in
Paynesville with her husband Keith.
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John Ludwig
John has been a licensed insurance agent with Dombrovski Insurance Agency since 2000. He is licensed in all lines of insurance and specializes in Auto, Home, Farm, Life and Medicare Health Insurance. John resides and office’s in St August, Minnesota with wife, Judy.
320-259-8136
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Annette Niewind
Annette has been a licensed insurance agent with Dombrovski Insurance Agency since 2004. She is license in Property and Casualty insurance and specialized in claims. Annette resides in Richmond, Minnesota with her husband, Jay.
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Jenna Berry
Jenna Berry has been a licensed insurance Agent with Dombrovski Insurance Agency since 2010. She is licensed in all lines of insurance and specializes in Health Insurance. Jenna resides in Paynesville, Minnesota with her husband, Michael, and daughters Ava and Amelia.
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Krista Dombrovski
Krista has been a licensed Insurance agent with Dombrovski Insurance Agency since 2019. She is licensed in Life, Accident and Health and specializes in Medicare Health Insurance. She resides in Paynesville with her husband Chris and their son Tyler.
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Jacob Bertram
Jacob is currently a CSR with Dombrovski Insurance Agency since 2020. He is a graduate with a Sales and Marketing degree. Jacob currently resides in Paynesville.
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Auto • Home • Life • Business • Farm • Liability • Disability • Long-Term Care • Health